Homeowners

The homeowners program designed by Seibels Bruce, provides protection for your home and personal assets against a wide variety of damages including:

• fire and lightning
• windstorm and hail
• explosions
• weight of ice, snow, and sleet
• smoke damage
• freezing
• theft
• glass breakage
• falling objects
• accidental discharge of water or steam
• vandalism and malicious mischief

Extra Protection and Savings
Our homeowners replacement cost endorsement provides additional protection for replacement coverage of your home and its possessions to original condition. With replacement cost coverage, your home and possessions will be replaced at today’s cost.

Additional Benefits

• Optional coverage for personal injury which protects against damages for libel, slander, wrongful eviction/entry and false detention
• Increased protection available for personal property coverage
• Protection for loss of certain types of property such as monies, securities and theft of jewelry, furs and silverware
• Automatically adjust homeowners protection for inflation. When the property values in your area change, we adjust coverage annually at renewal to compensate for it
• Protection provided by the homeowners policy for fungi, wet and dry rot or bacteria

Extra Savings Available
When you take advantage of these money-saving options, homeowners insurance premiums become even more affordable for you:

Convenience and Service

• Convenient payment plans. We offer a variety of installment payment plans to make doing business with us easy.
• Claim service. We use our trained adjusters ensuring that claims will be settled quickly and fairly by personnel who know our policy and understand our service philosophy.

For more information on this product please contact your local independent agent.