Businessowners Plus - Artisan Contractors

Risk is the whole purpose for insurance, and Seibels Bruce understands that artisan contractors have very specific and unique insurance needs because of the nature of their business and the risks involved.

That's where Seibels Bruce's businessowners plus (BOP) program comes in. The BOP program for artisan contractors is customized for that type of business, ensuring that you provide clients with the coverage they need. The only mandatory coverages are general liability and medical expense.

Seibels Bruce BOP coverages for artisan contractors include:

• Completed operations and products liability
• Medical expense coverage (limits $5,000 per person)
• Blanket contractual liability
• Employees as additional insureds
• Personal injury liability
• Fire damage legal liability
• Advertising injury liability
• Liability for property damage
• Automatic coverage for newly acquired organizations
• Non-owned watercraft liability (up to 26' long)
• Extended bodily injury coverage
• Coverage for explosion hazards (except blasting)
• General aggregate - applies on a “per job” basis

For more information regarding this product please contact your underwriter or email us at insurance.sales@seibels.com.